Personal Cyber

Complete AI-Driven Threat Protection for Individuals & Families

Traditional identity theft insurance doesn't cover AI-driven threats.

What is Personal Cyber Insurance?

Your Digital Risk Shield

Complete personal cyber protection designed specifically for the digital threats that Canadians face in 2026. Traditional identity theft insurance covers only a fraction of modern risks—our AI-native personal cyber policy fills the gaps.

Traditional identity theft insurance covers stolen wallet and fake ID.
Personal cyber insurance covers voice cloning, deepfakes, AI-generated phishing.

The Digital Threat Gap

🎭 Deepfake Voice Cloning

#1 AI Fraud Trend

Attackers clone your voice using AI and authorize fraudulent wire transfers. Traditional insurance doesn't cover "AI-impersonation"—you're stuck.

💸 AI-Generated Phishing

Sophisticated Attacks

AI tools craft convincing emails that bypass SPF, DKIM, and DMARC. Traditional identity theft insurance excludes "AI-generated content" claims.

🎯 Targeted Scams

Voice + Video Fakes

Deepfake video calls demanding urgent transfers. Traditional policies don't recognize "AI-generated audio/video" as distinct from standard fraud.

Traditional identity theft insurance was built for 2015.
Your digital risks are from 2026 AI.

Why Canadians Need Personal AI-Native Coverage

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AI-Driven Fraud Protection

Covers voice cloning, deepfake scams, AI-generated phishing—threats traditional policies don't recognize.

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Social Engineering Protection

Protection against AI-crafted phishing, credential harvesting, and sophisticated impersonation attacks.

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Device & Home Network Security

Malware protection, router security, and IoT device protection for smart homes and families.

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Cyberbullying Protection

Legal defense, content removal, and emotional support for families facing online harassment.

Comprehensive Coverage Components

Coverage Component Description Protection Provided
Identity Theft Protection Restoration Services Full restoration of identity, lost wages, and legal defense costs when your identity is stolen or misused. Includes credit monitoring for 12 months.
Social Engineering & Phishing AI-Generated Fraud Protection Covers losses from AI-crafted phishing, voice cloning, and deepfake scams. Includes email security consultation and proactive fraud monitoring.
Cyberbullying & Online Harassment Digital Safety Coverage Legal defense fees, content removal services, PR crisis management, and mental health support for victims of cyberbullying.
Device & Home Network Security Endpoint Protection Malware removal from all personal devices, router and IoT smart home security, and Wi-Fi network protection for families.
AI-Driven Fraud Protection Voice Cloning & Deepfake Covers financial losses from AI voice cloning, deepfake video scams, and AI-generated identity impersonation. Includes proactive monitoring and identity verification alerts.

Coverage Limit: Up to $25,000 per incident
Starting Premium: $29/month

Ideal For

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Families

Parents, children, and seniors concerned about deepfake scams, identity theft, and cyberbullying. Complete family protection starting at affordable rates.

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Professionals

Consultants, lawyers, doctors—protecting client data and professional reputation when using AI tools. Professional liability coverage included.

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Students & Young Adults

Often targeted by sophisticated AI phishing. Vulnerable to AI scams and voice cloning. Comprehensive protection for digital natives.

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Seniors

Particularly vulnerable to AI voice cloning scams. Need comprehensive protection against sophisticated fraud targeting older adults.

Simple, Transparent Pricing

Plan Coverage Limit Annual Premium Best For
Essential $10,000 $19/month Individuals with basic digital needs
Complete $25,000 $29/month Most Popular
Family $50,000 $49/month Families with comprehensive protection

All plans include AI-driven fraud protection, identity restoration, and 12-month credit monitoring.
Custom plans available for high-net-worth individuals and professionals with complex digital footprints.

Frequently Asked Questions

What is personal cyber insurance?

Personal cyber insurance is comprehensive protection for individuals and families against modern digital threats including identity theft, social engineering, cyberbullying, device security, and emerging AI-driven fraud like voice cloning and deepfake scams. Unlike traditional identity theft insurance which only covers stolen wallets and fake IDs, personal cyber insurance covers the full spectrum of 2026 digital threats including AI-generated attacks.

Does personal cyber insurance cover AI-driven fraud?

Yes, CyberAgency's Personal Cyber insurance includes comprehensive coverage for AI-driven fraud including voice cloning, deepfake scams, and AI-generated phishing attacks. Traditional identity theft insurance typically excludes these emerging AI threats as they don't recognize "AI-generated content" or "AI impersonation" claims.

How much does personal cyber insurance cost?

Personal cyber insurance starts at $29/month for comprehensive coverage up to $25,000 per incident. Family plans are available starting at $49/month. Pricing is transparent with no hidden fees.

Get Your Free AI Risk Assessment

Complete our 10-minute conversational AI risk assessment. Get personalized insights into your digital risks including AI-driven fraud threats, phishing vulnerabilities, and identity protection gaps.

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