AI Adoption Insurance for Canadian Enterprises
Coverage designed for enterprises that adopting AI tools for operational efficiency but not building AI systems. When employees use ChatGPT, Copilot, Zapier agents, and those AI tools cause harm, your business is protected.
Traditional cyber policies cover "data breaches" and "system outages." But they fail to protect against agentic AI actions, AI hallucination liability, or prompt injection privacy violations.
When you deploy AI agents to send emails, execute transfers, or make decisions, you face a critical question:
WorkSmart AI answers this question by placing the liability where the risk originates: with the AI-adopting enterprise, not the AI tool provider.
Traditional cyber insurers either deny these claims entirely or treat them as "intentional acts" by your employees—not covered under standard policies.
WorkSmart AI Solution: Agentic Actions Liability coverage protects your business when AI tools you've authorized execute actions cause financial loss, reputational damage, or regulatory penalties.
| Coverage Component | Description | Protection Provided |
|---|---|---|
| Adopter's Professional Liability | AI Hallucination Errors | Covers losses when professionals rely on factually incorrect or misleading AI-generated advice. Example: Lawyer uses fake AI case law, consultant relies on incorrect AI research, medical professional uses AI diagnostic errors. |
| Agentic Actions Liability | Unauthorized AI Transactions | Covers financial loss when AI agents (authorized to act) execute fraudulent transactions, send unauthorized emails, or make unauthorized transfers. Protects against deepfake authorization and voice cloning attacks. |
| Prompt Injection & Privacy | PII Leak Protection | Covers regulatory fines, breach notification costs, and legal defense when employees input PII into consumer AI tools (ChatGPT, Copilot) and those tools leak or exfiltrate sensitive data. Includes guidance on AI governance and prompt injection prevention. |
| Vendor Lock-in Protection | AI Provider Dependency Risks | Covers business continuity risks when your operations depend on a single AI provider. Includes coverage for provider outages, abrupt service termination, and unexpected API changes. |
Law firms, consulting firms, accounting practices—relying on AI for research, analysis, and document drafting.
Hospitals, clinics, medical imaging centers—using AI copilots for diagnostics, medical imaging analysis, and patient communication AI assistants.
Banks, investment firms, insurance carriers—using AI for fraud detection, algorithmic trading, and financial document analysis.
Manufacturing, logistics, supply chain—using AI for demand forecasting, predictive maintenance, and autonomous quality control systems.
We designed WorkSmart AI specifically for organizations that use AI tools—not build them. We understand agentic AI risks better than traditional insurers.
We track which AI risks actually materialize into claims. Our policies are refined quarterly based on real-world attack patterns.
Our risk wizard asks about AI tools, prompt injection controls, model access policies, and employee AI governance. Actionable insights, not generic checklists.
Our policies are tailored for your scale and budget. Dedicated underwriting team for AI-adopting enterprises.
| Tier | Coverage Limit | Annual Premium | Target Customer |
|---|---|---|---|
| Starter | $10M – $25M | $50,000 / year | Small enterprises starting AI adoption |
| Growth | $25M – $100M | $250,000 / year | Mid-market enterprises with significant AI exposure |
| Enterprise | $100M – $500M | $750,000 / year | Large enterprises, regulated industries, AI-first organizations |
Agentic AI liability insurance protects businesses when AI agents authorized by your organization execute unauthorized actions that cause harm. This includes fraudulent transactions, unauthorized communications, or decisions made outside approved scope. Traditional cyber insurance typically excludes these as "intentional acts" by employees.
No, traditional cyber insurance policies do NOT cover AI hallucination errors or losses when professionals rely on factually incorrect AI-generated advice. CyberAgency's WorkSmart AI product explicitly includes adopter's professional liability coverage, which protects businesses when AI-generated advice causes financial loss, legal damages, or reputational harm.
Prompt injection insurance protects businesses when attackers craft malicious prompts to bypass AI tool guardrails and extract sensitive data from AI systems. This AI-specific attack vector is not recognized by traditional cyber insurers but is explicitly covered in WorkSmart AI's prompt injection & privacy violation protection.
WorkSmart AI for Canadian enterprises starts at $50,000/month for comprehensive coverage. Pricing depends on your AI tool usage, number of employees with AI access, and risk profile. Personal cyber coverage is $29/month for comparison.
Complete our 10-minute conversational AI risk assessment designed specifically for enterprises adopting AI tools. Get personalized insights into your agentic AI risks, prompt injection vulnerabilities, and AI governance gaps.
Or contact us directly:
Email: [email protected]
Phone: +1 (888) 555-CYBER