For Insurers & Carriers

An MGA partner that operates like a modern insurer.

Institutional-grade infrastructure, not spreadsheets. Event-sourced audit trails, real-time portfolio visibility, and compliance-ready architecture. When you delegate authority to CyberAgency, you get transparency no traditional MGA can match.

Why Carriers Trust CyberAgency

Built to institutional standards. Every transaction, every decision, every policy — captured, traceable, and auditable.

Immutable Audit Trail

Every transaction captured as an event. Time-travel API reconstructs any policy state at any point in time. Compliance-ready by design.

Real-Time Portfolio Visibility

Know what's on your book at any moment. No quarterly bordereaux delays. Live exposure data whenever you need it.

Risk Intelligence Layer

OSINT threat intelligence, emerging risk detection, and predictive scenario modeling built into underwriting — not bolted on as a dashboard.

Delegated Authority Infrastructure

Authority enforcement, referral routing, and governance scoring encoded in the platform. Rules aren't guidelines — they're code.

Event-Driven Architecture

Real-time sync between underwriting actions, policy changes, and reporting. No batch jobs, no overnight processing, no stale data.

Modern Tech Stack

NestJS, PostgreSQL, Neo4j, event sourcing. Not a legacy PAS with a modern UI bolted on. Built from first principles.

Architecture Highlights

Technical credibility for carrier IT and risk teams who evaluate MGAs before delegating authority.

01

Event Sourcing with Optimistic Concurrency

Every write is an immutable event. Concurrency control prevents lost updates. Full replay capability for audit and debugging.

02

Knowledge Graph: 9 Node Types, 7 Relationship Types

Neo4j graph models class codes, territories, risks, carriers, brokers, policies, claims, intelligence, and scenarios — with rich interconnections.

03

5-Phase Intelligence Pipeline

OSINT, broker intel, editorial, emerging risk, and predictive scenarios. Structured intelligence feeds underwriting decisions.

04

Governance Scorer with 6-Factor Pricing Engine

Authority scoring, pricing decisions, and referral routing encoded as deterministic logic. No black-box underwriting.

05

3,285 Automated Tests

Zero-regression deployment pipeline. Every change validated against thousands of test cases before reaching production.

06

220+ API Endpoints

Full programmatic access to submissions, quotes, policies, endorsements, claims, reporting, and intelligence data.

The Future of Insurance Distribution

Brokers get tools they've never had — instant quoting, risk intelligence, automated endorsements. Carriers get visibility they've never had — real-time portfolios, immutable audit trails, compliance-ready infrastructure.

CyberAgency connects them with infrastructure neither had before. Event-driven, AI-native, and built from first principles for the next era of insurance.

Brokers

Tools They've Never Had

API-first submission, real-time tracking, AI-assisted endorsements

Carriers

Visibility They've Never Had

Live portfolios, audit trails, risk intelligence dashboards

CyberAgency

Infrastructure Neither Had

Event-sourced, knowledge-graph powered, AI-native operations

Let's talk partnership.

If you're evaluating MGAs for delegated authority, let's show you what institutional-grade infrastructure looks like.