AI Policy Gap Analyzer

Q: What types of gaps does it detect?

The analyzer checks for 10 gap categories: Cyber exclusions, AI/algorithmic exclusions, missing affirmative cyber language, ransomware sub-limits, professional services exclusions, social engineering gaps, extortion coverage gaps, regulatory defense gaps, missing incident response coverage, and positive privacy/network wording indicators.

Upload any insurance policy and instantly find hidden cyber and AI coverage gaps. Free, private, and runs entirely in your browser.

Quick answer

What is CyberAgency's Policy Gap Analyzer?

CyberAgency's Policy Gap Analyzer is a free Canadian cyber insurance screening tool that checks existing policy language for cyber exclusions, AI exclusions, ransomware sublimits, social engineering gaps, missing breach response wording, and other coverage issues before a claim exposes them.

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This is a screening tool, not legal advice. The analyzer uses pattern matching to identify potential coverage gaps in policy language. It cannot detect all gaps, may produce false positives, and is not a substitute for professional policy review by a licensed insurance broker. Always consult a qualified professional for coverage decisions.

Frequently Asked Questions

How does the Policy Gap Analyzer work?

Upload any insurance policy document (PDF or text). The analyzer scans for 10 types of coverage gaps including cyber exclusions, AI exclusions, missing incident response coverage, and social engineering gaps. It runs entirely in your browser — your document never leaves your device.

Is my document safe?

Yes. The analyzer runs 100% in your browser using JavaScript. Your document is never uploaded to any server. No copy is stored anywhere. You can verify this by checking that the page works even with your internet disconnected.

What types of gaps does it detect?

The analyzer checks for 10 gap categories: cyber exclusions, AI/algorithmic exclusions, missing affirmative cyber language, ransomware sub-limits, professional services exclusions, social engineering gaps, extortion coverage gaps, regulatory defense gaps, missing incident response coverage, and positive privacy/network wording indicators.

Is this legal or underwriting advice?

No. This is a screening tool that identifies potential coverage gaps using pattern matching. It is not legal advice, insurance advice, or a substitute for professional policy review by a licensed broker. Always consult a qualified insurance professional for coverage decisions.

What should I do after finding gaps?

Download your gap report and share it with your broker. You can explore CyberAgency Essential for standalone cyber coverage or estimate your cost to understand pricing for closing the gaps we found.

Frequently Asked Questions

Answers to common questions about cyber insurance gap analysis.

How do I know if my business has cyber insurance gaps?

CyberAgency's free Gap Analyzer scans your existing insurance policies for 11+ common cyber coverage gaps including silent cyber, AI exclusions, and PIPEDA compliance holes. Upload any policy document and get results in minutes — no signup required.

What is a cyber insurance gap analysis?

A cyber insurance gap analysis compares your current coverage against known cyber risks. CyberAgency's AI-powered tool checks for 56 risk factors across 11 coverage categories including ransomware sub-limits, social engineering gaps, and missing incident response coverage.