SMB Cyber Standalone

Complete AI-Native Cyber Coverage for Canadian Small Businesses

Most SMB cyber policies don't cover AI attacks. We do.

What is SMB Cyber Standalone?

Your SMB AI Risk Shield

Complete cyber protection designed for Canadian small businesses (1-50 employees) that adopt AI tools but don't have dedicated security teams. We cover AI-specific attacks that traditional cyber insurers don't understand.

Most SMB cyber policies cover "data breaches" and "ransomware." But they fail to protect against prompt injection, model extraction, or data poisoning.

The SMB AI Risk Gap

💼 Employees Using ChatGPT

Hidden Risk

Your team copies client data into ChatGPT for quick analysis. That data is now in OpenAI's training set. Traditional cyber doesn't cover this.

🎯 Prompt Injection Attacks

#1 AI Attack

Attackers craft malicious prompts to bypass your AI tools and extract sensitive data. Standard cyber policies don't recognize this.

🔓 Vendor Lock-in Risk

Business Continuity

Your business depends on a single AI provider. If they go down, change terms, or suffer a breach—you're exposed.

⚠️ Tech E&O Not Covered

Coverage Gap

Traditional cyber doesn't cover Technology Errors & Omissions—when your AI advice causes client harm or financial loss.

Why SMBs Choose CyberAgency

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AI-Native from Day 1

Most cyber policies were built for 2015 threats. We're designed specifically for 2026 AI risks like prompt injection and model extraction.

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SMB-Focused Pricing

Enterprise coverage at SMB prices. No hidden fees, no confusing tiers—transparent pricing starting at $199/month.

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Bundled Coverage

Cyber + Tech E&O in one policy. Most insurers charge separately or don't offer Tech E&O at all.

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Proactive Risk Assessment

10-minute AI risk assessment identifies your vulnerabilities before an attack happens. Actionable insights, not generic checklists.

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Incident Response Team

24/7 access to AI-savvy incident responders who understand prompt injection, model extraction, and data poisoning.

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Real Claims Data

We track which AI risks actually materialize into claims. Our policies are refined quarterly based on real-world attack patterns.

Comprehensive Coverage Components

Complete protection in one policy—no add-ons required

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Cyber Coverage

Traditional cyber threats covered

  • Data breach response and notification
  • Ransomware payment and recovery
  • Business interruption from cyber incidents
  • Network security liability
  • Regulatory defense and penalties
⚙️

Tech E&O Coverage

Technology errors and omissions

  • Software/algorithm failure liability
  • AI advice causing client harm
  • Service delivery failures
  • Negligence in technology services
  • Product liability for software
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AI-Specific Coverage

2026 AI attacks covered

  • Prompt Injection: Attacks bypassing AI tools
  • Model Extraction: Reverse-engineering attacks
  • Data Poisoning: Malicious training data
  • Vendor Lock-in: AI provider dependency
  • AI Hallucination: Incorrect AI advice liability
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Privacy & Compliance

Canadian privacy protection

  • PIPEDA compliance guidance
  • Data breach notification costs
  • Privacy violation liability
  • PII leak from AI tools (ChatGPT, etc.)
  • Canadian data residency requirements
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Incident Response

24/7 emergency response

  • Dedicated incident response team
  • AI-savvy forensic investigators
  • Legal defense and PR crisis management
  • Customer notification and credit monitoring
  • System restoration and data recovery
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Pre-Breach Services

Proactive risk management

  • 10-minute AI risk assessment
  • Vulnerability scanning and pen testing
  • Employee AI training and awareness
  • Security policy development
  • Quarterly risk reviews

Coverage Limit: Up to $500,000 per incident
Starting Premium: $199/month

Ideal For Canadian SMBs Adopting AI

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Professional Services

Consulting firms, marketing agencies, legal practices—using AI for research, content creation, and client communications.

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Creative Agencies

Design studios, content agencies, digital marketing firms—using AI for design, copywriting, and campaign ideation.

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Healthcare SMBs

Clinics, medical practices, health-tech startups—using AI for diagnostics, patient support, and medical documentation.

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Retail & E-commerce

Online stores, marketplaces, retail businesses—using AI for customer service, inventory management, and personalization.

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Manufacturing SMBs

Small manufacturers, industrial equipment suppliers—using AI for predictive maintenance and quality control.

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Education & Training

Tutoring centers, training providers, ed-tech startups—using AI for personalized learning and content generation.

Simple, Transparent Pricing

No hidden fees. No confusing tiers. Just comprehensive coverage.

Essential

For startups getting started

$149 /month
✅ $250K coverage limit
✅ Cyber + Tech E&O bundled
✅ Basic AI-specific coverage
✅ Standard incident response
✅ Annual risk assessment
Get Started

Enterprise

For established SMBs

$349 /month
$1M coverage limit
✅ Cyber + Tech E&O bundled
Full AI-specific coverage
Dedicated incident response
✅ Monthly risk reviews
✅ Full pre-breach consulting
✅ Employee training
Get Started

Frequently Asked Questions

Who needs SMB Cyber Standalone?

Canadian small businesses (1-50 employees) using AI tools for operations, marketing, or customer service need SMB Cyber Standalone. This product covers AI-specific attacks like prompt injection, model extraction, and data poisoning that traditional cyber policies don't recognize.

Does SMB cyber insurance cover AI attacks?

No, most traditional SMB cyber policies do NOT cover AI attacks like prompt injection, model extraction, or data poisoning. CyberAgency's SMB Cyber Standalone explicitly includes AI-specific coverage, plus bundled Tech E&O for comprehensive protection.

How much does SMB Cyber Standalone cost?

SMB Cyber Standalone starts at $199/month for comprehensive coverage up to $500,000 per incident. Pricing depends on your AI tool usage, data sensitivity, and risk profile. Includes risk assessment, pre-breach consulting, and incident response team access.

What's included in SMB Cyber Standalone?

SMB Cyber Standalone includes bundled Cyber + Tech E&O coverage, AI-specific coverage for prompt injection, model extraction, and data poisoning, comprehensive risk assessment, pre-breach consulting, and 24/7 incident response team access.

Is Tech E&O included?

Yes! Tech E&O (Technology Errors & Omissions) is bundled in all SMB Cyber Standalone plans at no extra charge. Most insurers charge separately or don't offer Tech E&O at all. We include it because we understand SMB needs.

Get Your Free AI Risk Assessment

Complete our 10-minute conversational AI risk assessment designed specifically for SMBs. Get personalized insights into your AI vulnerabilities, prompt injection risks, and data exposure gaps.

Start Risk Assessment →