Cyber + technology/professional liability for Canadian service firms whose clients rely on their digital deliverables.
CyberAgency Professional is combined cyber and technology E&O insurance for Canadian service firms whose clients rely on their digital deliverables. It covers both professional liability (errors in digital work product) and cyber risk (data breach, ransomware, business interruption) in a single policy. Designed for Canadian accountants, consultants, IT providers, marketing agencies, and engineering firms earning $500K-$10M in annual revenue.
CyberAgency Professional is built for Canadian service firms whose clients materially rely on their technology services, software deliverables, implementation work, or tech-enabled professional advice.
If your business primarily uses technology internally rather than providing it to clients, start with CyberAgency Essential.
The routing question is simple: Do your customers rely on your technology services or professional deliverables? No → Essential. Yes → Professional.
When implementations go wrong, integrations fail, or managed services cause client downtime, GL will not save you.
If a client relies on your recommendations, reports, designs, or workflows and suffers a loss, professional liability matters.
Pure financial loss, breach of contract allegations, and client-deliverable disputes often sit in the ugly gap between cyber and standard liability.
Professional combines cyber, tech E&O, and professional liability so there is no finger-pointing between separate policies.
Full cyber foundation plus technology/professional liability in one integrated policy
Core cyber foundation included
Tech services wrongful acts
Advice and deliverable exposure
Service-firm coverage enhancements
Canadian privacy response
Add AI-specific coverage when needed
Managed IT providers supporting client infrastructure, identity, backups, endpoints, and cloud environments.
Consultants and implementation firms configuring systems, migrations, integrations, and advice clients depend on.
Agencies delivering websites, campaigns, automations, and client-facing digital workflows.
Service firms whose dashboards, APIs, reporting, or data outputs directly affect client decisions.
Professional firms whose advice, reports, or workflows can create client loss when something fails.
Firms implementing, customizing, supporting, or integrating platforms where client reliance creates E&O exposure.
We are not going to fake bindable pricing from a marketing page. Professional is a real cyber + tech E&O product, and the right premium depends on your revenue, services, contracts, controls, claims posture, and client reliance profile.
Cyber + technology/professional liability for service firms
Canadian service firms whose clients rely on their technology services, software deliverables, implementation work, or professional advice.
Essential is for businesses that use technology in their own operations. Professional is for businesses whose customers rely on their technology services or professional deliverables. Different risk, different product.
Yes. Professional includes the cyber foundation — breach, ransomware, interruption, privacy, regulatory, and cyber liability — plus tech E&O and professional liability.
AI Shield stacks on Professional the same way it stacks on Essential. Most businesses start with the right base product, then add AI Shield if AI-specific exposure needs its own overlay.
Use the analyzer and calculator to see where your current cyber, E&O, and client-deliverable exposure may fall short.